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HH.3 Planned and unplanned spending decisions

Ms. Flores owns a gardening shop and makes a budget for plants, fertilizer, and water bills. While shopping for supplies, she buys outdoor decorations for the shop that were not part of her budget.

Which purchase was MOST likely an unplanned expense?

Ava’s family plans each month for rent, groceries, and electricity bills. One week, their car suddenly breaks down and needs repairs.

Which expense was MOST likely unplanned?

Ethan receives his paycheck and writes down the things he needs to pay for this month.

Which expenses are MOST likely unplanned expenses?
Select two correct answers.

Noah goes to the mall to buy new school shoes. While there, he sees a toy drone and buys it even though it was not in his budget.

Buying the toy drone is an example of __________.

Liam receives $100 for his birthday. He plans to spend:
$40 on school supplies
$30 on new shoes
$30 on savings

At the mall, Liam buys a video game for $25 that he did not plan to buy.

What will MOST likely happen?

Noah goes shopping with friends at the mall. While there, he sees several items that were not part of his budget.
Which expenses are MOST likely unplanned expenses?

Ethan is saving money to buy a new gaming chair that costs $220. He has already saved $190. At the store, Ethan sees a remote-control car for $60.

Why might Ethan choose not to buy the remote-control car?

Ava wants to buy her sister a birthday present that costs $45. She has already saved $30 and plans to save $4 each week. During a shopping trip, Ava buys a necklace for herself for $18.

Why is this an example of unwise spending?

Sophia is saving money for a class trip. She spends almost all of her savings on candy and games one week before the trip payment is due.

Sophia’s decision is MOST likely an example of __________.

Olivia is making a budget for the month. She wants to make sure she has enough money for important things before spending money on extra items.

Which expenses are MOST likely planned expenses?
Select two correct answers.

Sophia is trying to save money for a new laptop. She decides to spend money only on things she planned for ahead of time.

Which expenses are MOST likely planned expenses?
Select two correct answers.

Olivia makes a list before going to the grocery store. She buys milk, bread, and fruit that her family needs for the week.

Olivia’s spending is MOST likely __________.

Marcus is saving money to buy a bicycle that costs $180. He already has $140 saved. At the mall, Marcus sees a pair of expensive headphones for $95.

Why might Marcus decide not to buy the headphones?

Emma has $50 to spend this weekend. Before going shopping, she decides to use:
$20 for groceries
$15 for gas
$15 for a movie with friends

Which expense is MOST likely unplanned?

Mr. Lopez owns a bakery. Each month, he plans money for flour, sugar, eggs, and employee paychecks. One morning, the bakery oven suddenly stops working and needs expensive repairs.

Which expense was MOST likely unplanned?

Sophia wants to save $75 to buy tickets for a school trip. She already has $50 saved and plans to save $5 each week. While shopping, Sophia spends $20 on decorations for her room.

Why is this an example of unwise spending?

A family sets aside money every month for electricity, groceries, and internet service.

Why are these considered planned expenses?

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